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What are the most common reasons people file for bankruptcy?

It is a common myth that those who file for bankruptcy simply have spent more money than they can afford. Many fall on hard times they did not see coming, had medical issues that were expensive or lost jobs because of layoffs and cutbacks. These are things no one can anticipate, and there are many different reasons people file for bankruptcy to get a fresh start.

Debunking common bankruptcy myths

If you have ever been unexpectedly let go from a job, watched your marriage dissolve or come into considerable debt due to an accident or another unforeseen circumstance, you may have considered filing for bankruptcy. All these situations may lead you to file for bankruptcy, but if you are like many people, you may not fully understand the steps involved in the process and how the filing may affect you moving forward. Below are some of the most commonly heard bankruptcy myths debunked. Now you can separate fact from fiction and get a clearer picture as to whether filing might be in your best interest.

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