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August 2018 Archives

Co-parents can help their kids as they head back to school

Back-to-school time can be a relief in many ways for parents. However, if you're a separated or divorced parent, this time of year requires some planning and likely extra communication and cooperation with your co-parent. This is especially true if this is the first fall since the break-up. Following are a few things to keep in mind to make things go more smoothly for you and -- most importantly -- to minimize stress on your kids.

Young adults facing heavy debt load

Reaching the age of 18 comes with a lot of freedom. You are now considered an adult and free to break out on your own. Many young people begin this part of their life getting their own place to live, buying a car, getting a job or attending a secondary school. During this time, it doesn’t take long for credit card offers to come in the mail. Then soon after that, you may find they are maxed out. It is not unusual for people to reach the age of 25 and encounter high debt.

Emergency room visits can create serious medical debt

Medical debt is the leading cause of personal bankruptcy in the U.S. The number of uninsured Americans has dropped significantly since the implementation of the Affordable Care Act (ACA). However, even with health insurance, a serious illness or injury can wipe out a family's savings and put them in serious debt.

Protect your assets with a prenuptial agreement

If you've waited to marry until you've firmly established your career and bought a home, you aren't alone. Many couples aren't tying the knot until they've had independence and success. Also, for many same-sex couples, marriage wasn't a possibility until the past few years.

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Lakewood, CO 80228

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