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What can you accomplish through divorce mediation?

If you finally come to the conclusion that you can't save your marriage, you need to learn more about the divorce process and the steps you can take to protect yourself.

Although it's possible your case could eventually end up in court, there's a better chance that you will work through all the finer details in mediation.

A fresh start, not losing it all: the bankruptcy process

It is frightening to see your personal debt mount over time. What began as a simple monthly credit card bill, an unexpected medical expense or a standard mortgage payment might have snowballed from one cost to another. The next thing you know, you feel like you're suffocating under a seemingly indomitable amount of debt. There is a way to free yourself, though.

If you're feeling the pressure of a significant amount of debt, bankruptcy may be the answer. Bankruptcy is not the frightening thing that many people think it is. It is not giving up; it is not admitting defeat; it is not taking advantage of the system. It is a way to get a fresh start for yourself.

Why should you opt for Chapter 7 bankruptcy?

As unfortunate as it may be, there could come a time when you have no choice but to look into the benefits of filing for bankruptcy.

While there are things you should first do, such as negotiating with your lenders, all roads could point toward bankruptcy.

Follow these co-parenting tips for a more enjoyable summer

With summer on the horizon, you may be looking forward to spending more time with your child. However, before you get too excited, you may want to review your parenting agreement to ensure that you know what you can and can't do.

Here are some co-parenting tips that can help you have a more enjoyable summer with your child:

  • Give the other parent advance notice of your plans. For example, if you're interested in taking your child on vacation, talk about this as far in advance as possible. Springing the idea on the other parent at the last minute can result in an argument.
  • Be flexible. Since there will be times when you ask the other parent for flexibility, such as when taking a trip, you should feel comfortable taking this approach yourself.
  • Open the lines of communication. When it comes to co-parenting, there is nothing more important than communication. It doesn't matter how you communicate, as long as you have a system in place for doing so. Some parents use technology, such as text messages and email, as they know this will help avoid arguments. Others, however, prefer face-to-face communication and phone calls.

You can’t go wrong with a well-thought out parenting agreement

Once you realize that divorce is imminent, you'll want to turn your attention to the future. This means many things, such as a focus on the well-being of your child or children.

Even though things are sure to change for you, the other parent and your child, don't overlook the many steps you can take to maintain some level of stability.

How does property division work in Colorado divorces?

Dividing property in a divorce can be one of the most challenging steps in a difficult process. Not only are there complicated financial decisions to make, but there can also be emotional challenges that come with deciding who should receive which property.

It is not uncommon for people to make assumptions during this process, which can add a layer of confusion that further complicates the process. To avoid this, you should understand some fundamental details about the property division laws and procedures in Colorado.

Should you apply for credit cards after bankruptcy?

Credit card debt is one of the most pervasive debts in American society. In fact, the average American with credit card debt has about $15,000 to pay off, and for many people, declaring bankruptcy is the only solution. 

After receiving the bankruptcy discharge, people often feel entitled to start completely anew. Many view obtaining a new credit card as a necessary step to build up their credit ratings once again. There are instances where acquiring a new credit card is possible, but you need to be extremely careful. 

Do you and your soon-to-be ex have a cohabitation agreement?

You and your partner may be facing an end to your marriage, but you own property together. How will the division be handled?

You may have a cohabitation agreement that indicates how your property is to be divided. If not, there is another legal remedy to consider.

How to stop creditor harassment

Lawmakers have tried to reduce the volume of creditor harassment, but at the end of the day, many organizations encourage creditors to practice unfair tactics. According to one study, 40 percent of people in debt received at least four creditor calls a week, which constitutes harassment. 

There are numerous actions creditors take that are harassment. These include threatening a child custody agreement, calling you at work and calling you late at night. Here are some steps you can pursue to end harassment

How to talk to children about divorce

Couples in Colorado are not immune from the impact of divorce. In fact, Colorado had the 10th highest divorce rate in the country in January 2017, according to data from Metro USA

There are many difficult topics to go through in a divorce, including alimony and child custody. However, one of the hardest things to do is simply telling any children you share that you and your spouse will separate. There are ways to make this conversation easier on you, your spouse and your children.

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13701 West Jewell Avenue, Suite 290
Lakewood, CO 80228

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