Colorado Personal Bankruptcy Attorneys

Call Us At 303-989-4680 For A Free Initial Consultation

Stop creditors' phone calls and harassment.  We can help you save your vehicle and your home.  In some instances, we can eliminate liens on residences.   We can help you get back your peace of mind.

We handle Chapter 7 and Chapter 13 bankruptcies.  Mr. Montgomery has been doing bankruptcy work for thirty-two years.  He has represented hundreds of people over the years, and has helped them get past this difficult part of their lives. 

We focus our bankruptcy practice on assisting individuals in filing for Chapter 7 and Chapter 13 bankruptcies.  Both Chapter 7 and Chapter 13 stop collection activities such as creditor phone calls, foreclosures and repossessions.  However, each chapter operates differently, and applies to different types of people.  We will review your situation individually to determine which approach is right for you.

Chapter 7 is also known as "straight" bankruptcy.  This type of bankruptcy cancels out most of your debts.  However, you may have to surrender some of your property to pay off your creditors if it is "non-exempt."  A bankruptcy trustee appointed by the court will review your paperwork, and determine if any property might be surrendered to pay off your creditors, and which creditors get priority.  At the end of the process, most of your debts can be discharged.  However, there are some debts that may not be dischargeable, and we will discuss those issues with you at the first consultation.

Chapter 13 offers individuals with a steady income the opportunity to repay their debts and keep their assets.  In addition, the total amount of the debt to be repaid may be reduced by 90% or more.  We have experience in preparing Chapter 13 petitions and proposed plans for debt repayment, which are administered by a Chapter 13 Trustee.

We work quickly, we are affordable, and we are accessible.  We will also give you a free initial consultation.

If you are in need of assistance in filing for bankruptcy, or you have questions about whether filing bankruptcy is right for you, please contact us today. For further information or answers to frequently asked questions on Bankruptcy, please visit our Bankruptcy Information page.