What if I Owe Student Loans in a Colorado Bankruptcy?

Student loans are typically non-dischargeable during bankruptcy in most situations. However, it is important to talk to an experienced attorney about how a Chapter 7 or Chapter 13 bankruptcy could impact your ability to pay your student loans. At The Law Offices of W. Robert Montgomery, we have helped thousands of individuals and families find relief from their debts and make a fresh financial start. If you owe student loans in Colorado and you are considering bankruptcy, contact our lawyers to arrange a free initial consultation.

Denver Attorneys: Student Loans and Bankruptcy

Student loans may be dischargeable during bankruptcy under extremely rare circumstances — if the debtor has a physical or mental irreversible long-term disability. This requires the disabled person to file a separate lawsuit against the lending authority alleging undue hardship. If you pursue this path, you must show that it is unlikely you will ever be able to pay even a portion of your student loan debt.

At The Law Offices of W. Robert Montgomery, our experienced bankruptcy attorneys will carefully assess your unique situation and form the best strategy based on your unique needs and goals. If your wages are currently being garnished for student loan debt, a Chapter 13 bankruptcy can stop the wage garnishment, allow you to restructure your debt, and free up income so that you can pay your student loans on your own terms.

Call 720-496-1338 or toll free at 888-559-9805, or contact our law firm online to arrange your free initial consultation today. From our office in Lakewood, we assist clients throughout the Denver metro area.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.